Managing finances research

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How do those aged 30-50 in zero-hour, self-employed, or temporary work manage their finances?

Researchers at the University of Manchester are looking at how individuals have fared financially during the Covid-19 pandemic, and what impact they feel the pandemic has had on their finances.

They would like to interview individuals currently working within gig-economy roles – on self-employed, zero-hour, or temporary contracts.  Ideally, they are seeking people who work in social care, hospitality, delivery, health and fitness, or office administration (although respondents from other sectors would be welcomed). In particular, the researchers would like to speak to individuals aged 30-50 who are earning roughly between £12,000-£20,000 per annum and living in Greater Manchester or the surrounding area.

The research team is especially interested in understanding how people in this kind of work manage their financial situation in the absence of benefits from an employer such as full-time hours, sick pay, maternity pay, and pensions.  They believe that working in a more precarious situation places an increased level of personal or financial risk on people that in other kinds of work would be shared with an employer, and they want to know how people feel about that.

The research team are working in collaboration with NEST pension scheme.  They want to help contribute to raising awareness to the inequality’s workers on these contracts face, and what this means for them in terms of financing their later lives.

You can find out more information about the research here. To take part in an online Zoom or Skype interview please contact Kris Fuzi


i3oz9sManaging finances research